More from Help Me Retire

Read full story

We are retired with ‘substantial’ pensions and very little debt — how much do I need in a ‘rainy day fund’?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I’ll be 60, have $95,000 in cash and no debts — I think I can retire, but financial seminars ‘say otherwise’

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I’m 66, we have more than $2 million, I just want to golf – can I retire?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

We want to retire in about 5 years but have $150,000 in credit card debt and loans and $1.4 million locked in retirement accounts — ‘we want to be really retired’

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I’m 38, sold my home for $1.3 million and save my money but I ‘wonder if I’ll ever be able to retire’ 

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I’m 36 with $435,000 and want to retire early — ‘the earlier the better’ — but without a frugal lifestyle

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

‘I don’t think I can wait until 70’: I’m still working at 66. Should I wait or claim Social Security now? 

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com.

Read full story

I’m 73 and will only have my 401(k) after retiring. How do I make it last?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

We’re in our 60s and have lost $250,000 in our 401(k) plans — can we still retire?  

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I’m a single dad maxing out my retirement accounts and earning $100,000 – how do I make the most of my retirement dollars?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

‘Is my financial planner crazy?’ We’re 55 and 60, five years from retirement and were told we should invest more aggressively

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I ruined my family’s finances by withdrawing from my 401(k) to buy a house — and I regret it

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com.

Read full story

I’ll be 65 soon, have $320,000 in retirement savings and a paid-off home but I’m $46,000 in debt – should I take more money out of my investments?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

My wife and I are in our 50s with $300,000 in a 401(k) and $700,000 in a pension. Will we have enough to ‘live a simple life’ in retirement?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I retired at 50, went back to work at 53, and then a medical issue left me jobless: ‘There’s no such thing as a safe amount of money’

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I’m 68, my husband is terminally ill, and his $3 million estate will go to his son. I want to spend the rest of my days traveling — will I have enough money?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I want to retire next year, but I have $25,000 in credit card debt and a major monthly mortgage payment — I also live with my three kids and ex

Have a question about retirement, including where to retire? Email HelpMeRetire@marketwatch.com

Read full story

I’m a 39-year-old single dad with $600,000 saved — I want to retire at 50 but don’t know how. What should I do?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I’m 62, single and never had a retirement account. I have $100,000 to invest, but is it too late?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com

Read full story

I lived in motels and ‘forgot to live’: I’m 48, have almost $900,000 and want to retire next year. What can I do?

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com